Florida Mortgages, California Mortgages,

Creating and Retaining Wealth Through Real Estate

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Lay the Foundation of a Secure Retirement with Real Estate

Launching a successful real estate investment career starts with the purchase of a primary residence. It's the single largest investment most people make, and the anchor point for extending into other exciting realms of property investment. At Arian & Associates, we recognize and value that financial commitment -- and specialize in maintaining, planning and growing your investment through strategic equity management. It all starts here... with the ultimate goal of creating the financial freedom you seek and deserve.

Allow us to help:

Walk you through the purchasing process for first-time home buyers and first-time investors.

Refinance your home and lower your payments, consolidate debt and tap into the equity to invest in other properties.

Teach you to invest in residential and commercial real estate.

Show you how to use real estate as part of your financial plan -- with the goal of creating long-term assets that protect and secure your financial future.

Develop a strategic equity management plan for your long-term profitability.

Testimonials from our Clients _______________________________________________________________

"Every question was answered in the most complete way, every phone call was personally asnwered...and overall it was the most pleasant loan transaction ever for me."

S. Moore, Tarzana, CA

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"We appreciate your thoughtfulness and kindness, enabling us to now have a home of our own. Thank you for taking so much of your time to help us understand the process."

Rita and Edward L. Clearwater, FL

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"Thank you for all that you did for us. You went so far beyond the call of duty...and we will always be grateful."

Sue K.S. Burbank, CA

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"thank you for all of your guidance and wisdom. You made it much easier for me to get serious about real estate investing."

Mary Lou S. Irvine, CA

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Mortgage News Daily

Centralized Lock Desks Serve as a Gate Keeper. Source of Revenue - 1 hour ago
Posted To: The Garrett Watts ReportThis was the half time scene in Miami last night at Super Bowl XLIV... I am sure many watchers were thinking: Why The Who? Maybe some of us in our 60s and 70s need to be “put out to pasture” or start “whittling wood” on the front porch. However, as a boomer, I was inspired to see these guys still rocking and rolling. I enjoyed the music and hope they keep playing. Peter Townsend will go down as one of most brilliant musical writers of all time. That’s enough about The Who and dating myself. Lets’ talk about secondary market and locking loans. One of the areas we review during our FOCIS-plus Studies is whether a company has a centralized lock process. Centralizing the lock function means all lock requests and confirmations are managed by a “gate keeper”...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

MBS AFTERNOON: Narrow And Stable Heading Into The Close - 2 hours ago
Posted To: MBS CommentaryThe market is duller than a Colts victory parade at the moment. We're dealing with a fairly standard issue "calm before the storm" that we often see on a data-limited Monday when the rest of the week contains the more significant events. The supportive trends we began to note in the last post have continued to foster a narrow range of prices with almost perfectly flat directional movement. In other words, the simple existence of a "narrow range" doesn't always mean prices aren't moving. We can see narrow ranges while still moving DIRECTIONALLY. For instance, even on a 16 tick rally, if the subsequent highs and lows are only a tick or two higher than their previous marks, the line on the chart would be fairly smooth yet still be very much higher at the end of...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.

MBS LUNCH: Well Off Friday's Highs, But Holding Ground - 3 hours ago
Posted To: MBS CommentaryAs AQ pointed out this morning, today's slightly downward trend in MBS price began in the final hours of Friday's trading. Both MBS and Treasuries put in their best marks of the day just before 2pm, and have moved steadily downward ever since. You may notice, however, that both markets appear to be losing that negative steam near current levels. For Treasuries, that looks to be around 3.60 and for MBS, around 101-08. At the moment, the Fannie 4.5 is a tick higher than that at 101-09, but is still 5 ticks lower from Friday's closing prices. All that being said, the more important trends to watch pertain to the generally supportive range for MBS that emerged even before Friday's boomy rally. AQ pointed this out as well, and it remains pertinent at the moment. You can see on Thursday...(read more)Forward this article via email: Send a copy of this story to someone you know that may want to read it.